MPFE 強積金中介人資格考試題庫｜一次過合格懶人包｜PickMyQuiz

According to study materials provided by the Mandatory Provident Fund Schemes Authority (MPFA), Hong Kong is facing the problem of an aging population. According to the population projection data of the Census and Statistics Department, approximately what proportion of Hong Kong's population aged 65 or above will increase to the total population by 2064?

26%

19%

36%

13%

According to the population projection data of the Census and Statistics Department of Hong Kong cited in the MPF Study Manual, how many years are the life expectancies at birth of men and women in Hong Kong expected to be by 2064?

男性 84.4 歲，女性 90.8 歲 --- Male 84.4 years, female 90.8 years

男性 87.0 歲，女性 92.5 歲 --- Male 87.0 years, female 92.5 years

男性 72.3 歲，女性 78.5 歲 --- Males 72.3 years, females 78.5 years

男性 81.2 歲，女性 86.9 歲 --- Males 81.2 years, females 86.9 years

The World Bank issued a report in 2005, expanding the retirement security framework it proposed in 1994 from "three pillars" to "five pillars." Which of the following is one of the new pillars of the architecture?

由私營機構管理、具足額資金的強制性供款計劃（第二支柱） --- Fully funded mandatory contribution schemes administered by the private sector (Pillar 2)

由政府管理、以稅收資助的社會安全網（第一支柱） --- A government-managed, tax-funded social safety net (Pillar 1)

無須供款、由政府資助並提供最低水平保障的「零支柱」 --- "Zero Pillar" which requires no contributions, is subsidized by the government and provides a minimum level of protection

個人自願性儲蓄及保險（第三支柱） --- Voluntary personal savings and insurance (Pillar 3)

In a report published by the World Bank in 1994, it advocated the establishment of an old-age security framework composed of "three pillars." According to the report's definition, which of the following is not part of these "three pillars"?

由私營機構管理、具備足額資金的強制性供款計劃 --- A fully funded mandatory contribution scheme administered by a private sector

個人自願性質的儲蓄、投資及購買的保險產品 --- Individual voluntary savings, investments and insurance products purchased

由政府強制要求的個人儲蓄及商業保險計劃 --- Personal savings and business insurance plans mandated by the government

由政府管理、透過稅收資助以提供基本保障的社會安全網 --- A social safety net administered by the government and funded through taxation to provide basic protection

According to the design framework of the MPF system, which of the following are core features of the system? (i) Employment-based (ii) Have sufficient funds (iii) Managed by private sector (iv) Belongs to the defined benefit plan type

(i)、(ii) 及 (iv) --- (i), (ii) and (iv)

(ii)、(iii) 及 (iv) --- (ii), (iii) and (iv)

(i)、(ii) 及 (iii) --- (i), (ii) and (iii)

(i)、(iii) 及 (iv) --- (i), (iii) and (iv)

Before the formal implementation of the Mandatory Provident Fund (MPF) system, retirement protection coverage in Hong Kong was relatively limited. What proportion of the approximately 3 million people employed at the time, according to official statistics, was estimated to have no or minimal retirement security?

約三分之二 --- about two thirds

約三分之一 --- about one third

約二分之一 --- about one half

約四分之三 --- about three quarters

Before the official implementation of the Mandatory Provident Fund System in December 2000, Hong Kong's retirement protection coverage was relatively limited. According to the "MPF Scheme Examination Study Manual", at that time, approximately what proportion of the working population in Hong Kong enjoyed some form of retirement protection?

約 10% --- about 10%

約 50% --- about 50%

約 80% --- about 80%

約三分之一 (約 33%) --- About one-third (about 33%)

Which of the following statements are correct under the Mandatory Provident Fund Schemes Ordinance and related regulatory framework? (i) MPF schemes are managed by private operators (such as trustees) (ii) The MPF system is an employment-linked mandatory contribution scheme (iii) Apart from the Mandatory Provident Fund Schemes Ordinance, there are no other subsidiary regulations or ordinances related to the MPF system (iv) The Mandatory Provident Fund Schemes Ordinance was passed in 1995, laying the legal foundation for the system

只有 (i)、(ii) 及 (iv) --- Only (i), (ii) and (iv)

只有 (i) 及 (ii) --- Only (i) and (ii)

(i)、(ii)、(iii) 及 (iv) --- (i), (ii), (iii) and (iv)

只有 (ii) 及 (iii) --- Only (ii) and (iii)

The Hong Kong government has adopted a core legal framework in order to cope with the aging population and provide formal retirement protection for the working population. May I ask in which year the Mandatory Provident Fund Schemes Ordinance (Chapter 485) was first enacted and passed by the Legislative Council?

1998年 --- 1998

1995年 --- 1995

1999年 --- 1999

2000年 --- 2000

Regarding the development and basic structure of Hong Kong's mandatory provident fund system, which of the following statements are correct? (i) The Mandatory Provident Fund Scheme was fully implemented on 1 December 2000 (ii) The Mandatory Provident Fund Schemes Ordinance was first enacted in 1995 (iii) The scheme covers eligible employees and self-employed persons (iv) Employers are legally obliged to make contributions for their eligible employees

(ii)、(iii) 及 (iv) --- (ii), (iii) and (iv)

(i)、(ii) 及 (iv) --- (i), (ii) and (iv)

(i)、(ii) 及 (iii) --- (i), (ii) and (iii)

(i)、(ii)、(iii) 及 (iv) --- (i), (ii), (iii) and (iv)

According to the development history of Hong Kong's retirement security system, the functions of the Registrar of Occupational Retirement Schemes were transferred to which of the following organizations starting from January 2000?

證券及期貨事務監察委員會 --- Securities and Futures Commission

保險業監管局 --- Insurance Regulatory Authority

強制性公積金計劃管理局 --- Mandatory Provident Fund Schemes Authority

金融管理專員 --- financial management specialist

Under MPF legislation and the MPFA's current Study Notes, which statement about the regulatory requirements for MPF schemes is incorrect?

An employee may apply directly to the MPFA to join any MPF scheme.

All MPF schemes must apply for registration with the MPFA.

MPF schemes must be governed by Hong Kong law.

A trustee must be approved by the MPFA before acting as trustee of an MPF scheme.

According to Hong Kong’s Mandatory Provident Fund Schemes Ordinance, the statutory regulatory authorities responsible for the registration of MPF schemes, the approval of constituent funds composed of MPF, and the approval of pooled investment funds (AIFs) are:

強制性公積金計劃管理局 (MPFA) --- Mandatory Provident Fund Schemes Authority (MPFA)

金融管理專員 (HKMA) --- Monetary Authority (HKMA)

保險業監管局 (IA) --- Insurance Authority (IA)

證券及期貨事務監察委員會 (SFC) --- Securities and Futures Commission (SFC)

According to the Mandatory Provident Fund Schemes Ordinance, which of the following are the main functions of the Mandatory Provident Fund Schemes Authority (MPFA)? (i) Responsible for the registration of MPF schemes and the registration of MPF intermediaries (ii) Ensure compliance with MPF legislation and monitor trustees’ compliance (iii) Use the compensation fund to provide financial subsidies when MPF funds suffer investment losses (iv) Consider and process applications for exemption from MPF arrangements under the Occupational Retirement Schemes Ordinance

只有 (i), (ii), (iii) --- Only (i), (ii), (iii)

(i), (ii), (iii), (iv) 全部分 --- (i), (ii), (iii), (iv) all

只有 (i), (ii), (iv) --- Only (i), (ii), (iv)

只有 (ii), (iv) --- Only (ii), (iv)

Under Hong Kong's Mandatory Provident Fund (MPF) system, its operational and regulatory framework spans multiple financial professional fields. According to the Mandatory Provident Fund Schemes Ordinance and relevant regulatory guidelines, which of the following financial industries does the MPF system mainly involve?

僅涉及銀行業及保險業 --- Only involves banking and insurance industries

銀行業、保險業及證券業 --- Banking, Insurance and Securities Industry

僅涉及銀行業及證券業 --- Only involves banking and securities industries

僅涉及保險業及證券業 --- Only involves the insurance and securities industries

Under the regulatory framework of the Mandatory Provident Fund (MPF) system, apart from the Mandatory Provident Fund Schemes Authority (MPFA), which of the following organizations are vested with statutory powers to be responsible for the day-to-day supervision of registered intermediaries engaged in MPF sales and promotion activities? (i) Insurance Authority (ii) Monetary Authority (Hong Kong Monetary Authority) (iii) Securities and Futures Commission

僅 (i) 及 (ii) --- (i) and (ii) only

僅 (ii) 及 (iii) --- (ii) and (iii) only

僅 (i) 及 (iii) --- (i) and (iii) only

(i)、(ii) 及 (iii) --- (i), (ii) and (iii)

Under the regulatory framework of the MPF System, the Securities and Futures Commission (SFC) assumes a number of important functions. Which of the following "does not fall within" the scope of the SFC's functions?

核准以保險單形式發行的滙集投資基金 --- Approval of pooled investment funds issued in the form of insurance policies

對從事證券交易或資產管理業務的強積金服務提供者（如受託人）進行發牌及監督 --- Licensing and supervision of MPF service providers (such as trustees) engaged in securities trading or asset management business

作為主事規管機構，監察其轄下註冊強積金中介人的操守 --- As the principal regulatory authority to monitor the conduct of registered MPF intermediaries under its jurisdiction

透過審閱強積金計劃的銷售文件，保障投資大眾的權益 --- Protect the interests of the investing public by reviewing the sales documents of MPF schemes

Under Hong Kong's MPF-intermediary and securities licensing regimes, which person must be licensed or registered with the Securities and Futures Commission (SFC) because the person carries on Type 9 regulated activity?

An insurance broker carrying on only MPF sales, marketing and advisory activities

An investment manager providing Type 9 asset-management services to an MPF scheme

An insurance agent carrying on only MPF sales, marketing and enrolment activities

All of the above persons must hold an SFC Type 9 licence

Under the MPF intermediary regulatory regime, which body will normally be assigned as the frontline regulator of a principal intermediary whose core business is banking?

Mandatory Provident Fund Schemes Authority (MPFA)

Monetary Authority (HKMA)

Insurance Authority (IA)

Securities and Futures Commission (SFC)

Under the regulatory framework of the Mandatory Provident Fund (MPF) system, which regulatory agency is primarily responsible for reviewing the offering documents and promotional materials related to MPF schemes, approving investment managers, and monitoring information disclosure matters?

香港金融管理局 --- Hong Kong Monetary Authority

強制性公積金計劃管理局 --- Mandatory Provident Fund Schemes Authority

保險業監管局 --- Insurance Regulatory Authority

證券及期貨事務監察委員會 --- Securities and Futures Commission

MPFE 強積金中介人資格考試題庫｜一次過合格懶人包

題庫簡介

Preview questions

According to the population projection data of the Census and Statistics Department of Hong Kong cited in the MPF Study Manual, how many years are the life expectancies at birth of men and women in Hong Kong expected to be by 2064?

The World Bank issued a report in 2005, expanding the retirement security framework it proposed in 1994 from "three pillars" to "five pillars." Which of the following is one of the new pillars of the architecture?

In a report published by the World Bank in 1994, it advocated the establishment of an old-age security framework composed of "three pillars." According to the report's definition, which of the following is not part of these "three pillars"?

According to the design framework of the MPF system, which of the following are core features of the system? (i) Employment-based (ii) Have sufficient funds (iii) Managed by private sector (iv) Belongs to the defined benefit plan type

According to the development history of Hong Kong's retirement security system, the functions of the Registrar of Occupational Retirement Schemes were transferred to which of the following organizations starting from January 2000?

Under MPF legislation and the MPFA's current Study Notes, which statement about the regulatory requirements for MPF schemes is incorrect?

According to Hong Kong’s Mandatory Provident Fund Schemes Ordinance, the statutory regulatory authorities responsible for the registration of MPF schemes, the approval of constituent funds composed of MPF, and the approval of pooled investment funds (AIFs) are:

Under the regulatory framework of the MPF System, the Securities and Futures Commission (SFC) assumes a number of important functions. Which of the following "does not fall within" the scope of the SFC's functions?

Under Hong Kong's MPF-intermediary and securities licensing regimes, which person must be licensed or registered with the Securities and Futures Commission (SFC) because the person carries on Type 9 regulated activity?

Under the MPF intermediary regulatory regime, which body will normally be assigned as the frontline regulator of a principal intermediary whose core business is banking?

Under the regulatory framework of the Mandatory Provident Fund (MPF) system, which regulatory agency is primarily responsible for reviewing the offering documents and promotional materials related to MPF schemes, approving investment managers, and monitoring information disclosure matters?

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